Credit monitoring is something that is not required by common man in general. Like, everyone would certainly need a credit score and a credit record to be maintained, this credit monitoring is only for people who have a big business or who are the people scared of identity theft in general. So like websites and agencies offer free credit score facilities, they also offer a credit monitoring facility. However, this is often a paid service. When a business person or fraud fearing rich people would come up to these agencies for credit monitoring, the agency people will themselves keep every minute...